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Rent Guarantee

Protect against unpaid rent, damage, and eviction costs

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Rent Collection

Collect rent automatically via Interac or PAD

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eLease

FREE

Create a lease for your tenancy, add terms and get it signed online for free

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Pre-screen applicants before scheduling viewings

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Tenant Screening

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Tenant Guarantor

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Create, sign, and organize leases across properties with less admin

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Tenant Screening

Credit, income, background, and eviction checks

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Rent Guarantee

Protect clients against unpaid rent and damage

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eLease

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Create professional leases quickly with province ready forms and free e-signing

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Tenant Insurance

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Protect your belongings and cover personal liability

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Tenant Credit Check

Stand out with a rental profile landlords can trust

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A look at Canada’s average renter profile, affordability, and risk trends based SingleKey’s renter data.

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Tenant Screening

Credit, income, background, and eviction checks

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Rent Guarantee

Protect against unpaid rent, damage, and eviction costs

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Rent Collection

Collect rent automatically via Interac or PAD

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eLease

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Create a lease for your tenancy, add terms and get it signed online for free

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Pre-Screen

FREE

Pre-screen applicants before scheduling viewings

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Protect against unpaid rent, damage, and eviction costs

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Create a lease for your tenancy, add terms and get it signed online for free

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Protect your belongings and cover personal liability

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Tenant Credit Check

Stand out with a rental profile landlords can trust

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Rent Credit

Build your credit with every rent payment

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Protect your belongings and cover personal liability

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Credit, income, background, and eviction checks

verified_user

Rent Guarantee

Protect against unpaid rent, damage, and eviction costs

monetization_on

Rent Collection

Collect rent automatically via Interac or PAD

draw

eLease

FREE

Create a lease for your tenancy, add terms and get it signed online for free

description

Pre-Screen

FREE

Pre-screen applicants before scheduling viewings

Tenant Screening

credit_score

most popular

Credit, income, background, and eviction checks

Rent Guarantee

verified_user

Protect against unpaid rent, damage, and eviction costs

Rent Collection

monetization_on

Collect rent automatically via Interac or PAD

eLease

FREE

draw

Create a lease for your tenancy, add terms and get it signed online for free

Pre-Screen

FREE

description

Pre-screen applicants before scheduling viewings

Back

Property managers

groups

Solutions for large portfolios

Screen tenants, protect rent, and manage your portfolio

credit_score

Tenant Screening

Credit, income, background, and eviction checks

group

Tenant Guarantor

Approve more renters and fill vacancies faster

draw

eLease

FREE

Create, sign, and organize leases across properties with less admin

Solutions for large portfolios

groups

Screen tenants, protect rent, and manage your portfolio

Tenant Screening

credit_score

Credit, income, background, and eviction checks

Tenant Guarantor

group

Approve more renters and fill vacancies faster

eLease

FREE

draw

Create, sign, and organize leases across properties with less admin

Back

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person

Solutions for agents

Screen tenants and protect your clients’ rental income

credit_score

Tenant Screening

Credit, income, background, and eviction checks

verified_user

Rent Guarantee

Protect clients against unpaid rent and damage

draw

eLease

FREE

Create professional leases quickly with province ready forms and free e-signing

Solutions for agents

person

Screen tenants and protect your clients’ rental income

Tenant Screening

credit_score

Credit, income, background, and eviction checks

Rent Guarantee

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Protect clients against unpaid rent and damage

eLease

FREE

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Create professional leases quickly with province ready forms and free e-signing

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Tenant Insurance

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Protect your belongings and cover personal liability

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Tenant Credit Check

Stand out with a rental profile landlords can trust

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Rent Credit

Build your credit with every rent payment

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Tenant Credit Check

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A look at Canada’s average renter profile, affordability, and risk trends based SingleKey’s renter data.

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Lease templates

Download free lease templates for your province

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Rental application forms

Download free rental application forms

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Rent-to-income calculator

Check if an applicant’s income can cover rent

location_on

Provincial guides

Understand rental laws in your province

resource center

2026 Rental Intelligence Report

featured

auto_graph

A look at Canada’s average renter profile, affordability, and risk trends based SingleKey’s renter data.

SingleKey Magazine

menu_book

Explore rental market insights, tips, and guides

Lease templates

content_copy

Download free lease templates for your province

Rental application forms

description

Download free rental application forms

Rent-to-income calculator

calculate

Check if an applicant’s income can cover rent

Provincial guides

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Why Should I Get Both Equifax and TransUnion Reports?

Why Should I Get Both Equifax and TransUnion Reports?

When evaluating a tenant’s creditworthiness, relying on just one credit bureau can lead to an incomplete picture. Our analysis of applications reviewed using both Equifax and TransUnion reports revealed significant discrepancies between the two—differences that could impact your leasing decisions.

Key Reasons to Obtain Both Reports

1. Credit Score Variations
Consumers often have different credit scores across the two bureaus due to varying data sources and scoring models.

2. Collections & Bankruptcies
Collections and bankruptcies may appear on one report but not the other. We’ve observed cases where Equifax and TransUnion provided conflicting information.

3. Secured Loans
Some secured loans may only be reported to one bureau. This can lead to missing or incomplete information if only one report is reviewed.

4. Tradelines & Inquiries
Tradelines such as car loans or credit inquiries can be present on one report and absent from the other. This inconsistency makes it essential to review both to ensure accuracy.

5. Comprehensive Insight
Since lenders don’t consistently report to both bureaus, pulling both reports offers a more complete and reliable financial assessment of the applicant.

Our Findings

From the data we analyzed:

• 72% of applications showed different credit scores between Equifax and TransUnion.

• 5% of applicants had a credit score from TransUnion, while Equifax reported “No Score.”

• 30% of applicants had collections reported, with 63% showing differences in collection accounts between the two bureaus.

• 13.8% of applicants had bankruptcies, and 40% of those cases had inconsistent bankruptcy records across the bureaus.

• 5.5% of applicants had discrepancies in reported loan information.
  ​

  

Note:
Credit score differences may also arise due to the use of different scoring models. Each bureau may apply a slightly different algorithm, resulting in score variations.

🔗 For a deeper dive into the comparison, read our full breakdown here:
​Equifax vs. TransUnion: What a Landlord Needs to Know